David AllisonDavid Allison

Senior Vice President and Manager of Marketing and Business Development—Dovenmuehle

Mr. Allison is Senior Vice President and Manager of Marketing and Business Development. Mr. Allison has also been responsible for all loan servicing operations at Dovenmuehle. Mr. Allison was formerly Director of Global Cash Management Operations at Mellon Bank in Pittsburgh, Pennsylvania with responsibility for all domestic banking operations centers with a total staff of approximately 1,500. Also at Mellon Bank, Mr. Allison held various management positions in the International Banking Department in London, Madrid, Milan and New York with responsibility for credit portfolios in excess of $500 million. Mr. Allison is a graduate of Trinity University in San Antonio, Texas with a B.S. in Economics and The American Graduate School of International Management in Glendale, Arizona with a Masters Degree in International Management. Mr. Allison is a member of the Loan Administration Committee of the Mortgage Bankers Association and former member of the MBA Council on Residential Mortgage Servicing in the 21st Century. Mr. Allison is an active volunteer and instructor with the Partners for Progress Therapeutic Riding Center for special needs children in Illinois.

Rashmi AiranRashmi Airan

Rashmi Airan, a first generation immigrant of Indian parents and the oldest of three daughters, was raised with high expectations to achieve. She had both professional and personal pressures. Rashmi's father came to the United States with just $8 in his pocket to attend school and achieve the American dream for the hope of a better life for his family.  He obtained a masters degree and a doctorate degree in engineering and is now on his second career after obtaining a juris doctor and masters in law degree. In the Indian community, there is a strong desire to achieve good grades, go to the top schools, win awards, get hired by big companies, and make money.

In addition to being a mother of two, Rashmi was a successful lawyer who graduated with honors from Columbia Law School. After working for several major corporations, she launched an independent law practice in Miami, Florida. During the housing boom, she was recruited to work with a local real-estate developer who later engaged in questionable business practices. Rashmi’s drive to succeed financially and to give her children the best life possible created an ethical blind spot for her. She chose not to question her client’s behavior despite her inner voice screaming “ask questions!”  Her involvement resulted in a six month sentence to Federal prison, alongside a $19M judgment against future earnings, required community service hours, and 3 years supervised release. 

Before beginning her sentence, Rashmi’s community of friends and family embraced her. Though previously believing only a high level of success would make them proud, she now felt for the first time the true power of what building strong relationships meant. A close family friend remarked quietly “You will eventually learn that this is not happening to you, it is happening for you.”

In prison, Rashmi felt shame and remorse for her decisions. Taking in six months of federal prison life, Rashmi came to a place of peace and self-forgiveness. While being immensely humbled by this life-changing experience, she emerged with invaluable lessons learned both personally and professionally. Rashmi shares her emotional development of living with remorse, but not letting it define you. She is determined to create a culture of conversation around ethics and compliance and to integrate ethics into all aspects of our lives. 

Rashmi continues to tour the country as a public speaker, sharing her story to illustrate the ethical perils that can result from a drive to succeed and the blind spots created when we are pursuing our goals. She mines her vast legal and business expertise and tells her powerful story to deliver game-changing messages to universities, law firms, corporate teams, and trade associations around the United States. Rashmi redefines what it means to be successful in an American culture where success is often obtained by any means necessary.

Kevin BrungardtKevin Brungardt

Director and Chief Executive Officer—RoundPoint Mortgage Servicing Corporation

Kevin Brungardt serves as Director and Chief Executive Officer of RoundPoint Mortgage Servicing Corporation. Mr. Brungardt has over 20 years of broad executive leadership experience, managing major functions of the mortgage business at top 5 institutions including international banks and Fannie Mae. Prior to joining RoundPoint, he served as Managing Director for CitiMortgage where he was head of national fulfillment and operations, managing multiple mortgage functions domestically and abroad. He served as Vice President for Fannie Mae for its National Servicing Organization overseeing the largest Counterparties representing over $1T of Fannie Mae’s serviced loan portfolio and related credit risk position. In that role, he also worked extensively with U.S. Treasury and various U.S. Agencies in developing various programs during the housing crises. He still serves on the Fannie Mae advisory board. Prior to Fannie Mae, Mr. Brungardt served as Managing Director for GMAC-RFC responsible for Special Servicing, the Homeownership Preservation Center, Analytics, Strategy and Secondary Marketing. Mr. Brungardt is a graduate of the Stanford Executive Program and has a M.S. in Economics from the University of Texas at Dallas and a B.B.A. in Finance from the University of North Texas. He has held various securities and insurance licenses (Series 7, Series 63, Group I).

Michael BurnsMichael Burns

Managing Attorney—Buckley Madole, P.C.

Michael Burns is the managing attorney of Buckley Madole, P.C.’s foreclosure department. He has more than a decade of experience representing financial institutions in all aspects of default.


James Campbell James Campbell

Executive Vice President—Caliber Home Loans, Inc.

Mr. Campbell has over 30 years in the financial industry with a successful record of developing cost control and streamlined servicer management initiatives at Deutsche Bank, Credit Suisse, Ocwen Federal Bank and CommonPoint Mortgage. He collaborates with investors on resolution strategies, oversees the team that handles contracts on mortgage servicing rights purchases, has responsibility for loan boarding, handles workflow on loan sales, and manages relationship with rating agencies.

James currently managing Asset Performance, Contested Foreclosure, Corporate Witnesses, Mediations, Investor Relations, Regulatory Management, Escrow, Investor Services, Property Preservation, Real Estate Owned, Recoveries, Sales & Acquisitions, Transaction Management, Valuations and CFT configuration team.

Rebekah Champagne Rebekah Champagne

AVP, Client Relations and Servicing Oversight—Adfitech, Inc.

Rebekah has worked in the mortgage industry for over 17 years. In 2007 she joined third party quality control company, Adfitech, Inc., and in the last 6 years has been specifically focused on Servicing Oversight.

As AVP of Client Relations and Servicing Oversight, Rebekah handles all Servicing related Marketing, Client Relationships, and Product Development. She brings a wealth of knowledge in Investor and Agency Guidelines, Loss Mitigation, Loan Modifications, Short Payoffs, HAFA, HAMP, HARP, Foreclosures, Bankruptcy, Sub-Servicing, and Mortgage Servicing Practices.

Rebekah is an active member of the MBA, TMBA, MPower, and the Mortgage Default Servicing Professionals.

Lisa L. Cockrell

Managing Attorney—Codilis & Stawiarski, P.C

Ms. Cockrell is the Managing Attorney of Codilis & Stawiarski, P.C., and has been representing servicers and lenders on foreclosure and bankruptcy matters since 2003. Ms. Cockrell joined the firm in 2003 and worked eleven years as Senior Bankruptcy Counsel and worked alongside with the managing attorney at that time regarding contested matters in litigation regarding foreclosure and eviction issues. She has been very active on committees throughout her career and has been a guest speaker in past years at various conferences on consumer issues and creditors’ rights. She left the firm for a brief period of time in 2014 to work specifically with a reverse mortgage servicer where she gained valuable insight into this emerging area of law as well as concentrating on issues Servicers face in the servicing world.

Elizabeth DeSilvaElizabeth DeSilva

Vice President and Chief Servicing Counsel—Ditech Financial, LLC

Elizabeth DeSilva is Vice President and Chief Servicing Counsel of Ditech Financial, LLC located in Irving, Texas.  As a graduate of Texas Tech University School of Law, she received a Juris Doctor, in addition to a BA in Government & Business from Texas Woman's University.

Elizabeth has more than 20 years' experience in Regulatory and Banking, in addition to both Origination and Servicing of Residential Real Estate transactions. As the VP & Chief Servicing Counsel she oversees and manages a team of Attorneys in addition to Paralegals who manage all areas of Mortgage Servicing Compliance matters. In her current role she is responsible for legal oversight of Attorney Oversight Department who manages the default attorney referral network.  In addition to being the legal contact to Bankruptcy Trustees across the country. Elizabeth DeSilva is not only well respected within the financial services industry, but also amongst her colleagues and staff, which undoubtedly comes from her outstanding ability as a leader.

David DillDavid Dill

Sr. Managing Director—Home Point Financial Corporation 

David Dill joined Stonegate Mortgage in October of 2015 as Executive Vice President of Servicing and Home Point Financial acquired Stonegate in June 2016. David is a seasoned mortgage executive with over 25 years of industry experience. Prior to joining Stonegate Mortgage, David worked at Supreme Lending where he served as Chief Operating Officer, growing the company from 65 to 105 branches and outperformed the market in retail production. Prior to Supreme Lending, David was a Senior Managing Director with Newbold Advisors. David served various roles during his tenure at Saxon Mortgage Services (a subsidiary of Morgan Stanley) between 1998-2008. These roles include Default Administration Manager, SVP of Performing Assets, EVP of Servicing, and President and Chief Executive Officer.

Stephen B. FlemingStephen B. Fleming

Executive Vice President & Partner—Phoenix Capital

Stephen B. Fleming, Executive Vice President & Partner, leads the strategic sales, client management and industry relations groups at Phoenix Capital. Stephen’s responsibilities span bulk and flow servicing transactions, MSR analytics including best execution engagements, and servicing oversight. Prior to joining Phoenix, Stephen was a Senior Credit Trader at Fannie Mae in Washington DC, working on the both the bulk and flow Pricing Strategy teams. He began his career at JP Morgan Chase as an Assistant Vice President in Risk Management.

In addition to being a Georgetown University MBA honors graduate, Stephen holds a Finance & Accounting Certification from UPenn's Wharton School of Business and a B.A. degree in Mathematics and Economics from the College of the Holy Cross.

Michael D. McAuley

Principal—Garrett, McAuley & Co.

Michael D. McAuley is a Principal of Garrett, McAuley & Co., a banking and mortgage banking consulting firm that helps lenders increase revenues, control costs, and better manage risk.  Mike has more than twenty years of commercial banking experience in financing mortgage bankers, homebuilders, and related firms, most recently at JP Morgan Chase. 

Mike is an acknowledged expert in the field of mortgage banking and warehouse lending, and he consults with banks, mortgage bankers, credit unions, and regulators.  He focuses on assisting mortgage bankers with improving their strategies, finances, secondary marketing, and operations.

Mike is a graduate of Georgetown University in Washington, D.C.; a past chairman of the RMA Warehouse Lenders Roundtable; and a Graduate with Distinction, Willis Bryant Award finalist, and Lecturer at the School of Mortgage Banking.

Paul NagaiPaul Nagai

Principal—EY Banking & Capital Markets Advisory

Mr. Nagai leads Consumer Banking Transformation for the EY Banking & Capital Markets Advisory practice, with over 20 years of experience. Mr. Nagai has broad experience across banking operations, including wholesale and consumer products, and specializes in consumer credit products and related services.  Mr. Nagai’s expertise includes operational strategy, product management, process and technology reengineering, and large scale change. Mr. Nagai provides leadership on transformational initiatives that include large scale change to organizations, processes, technologies, and third-party business relationships.  Mr. Nagai has led engagements at each of the Top-5 domestic banks, and brings specific experience in residential mortgage lending, treasury/cash management, payment systems, core system conversions, operational efficiency, and merger and acquisition integration.  As a senior executive at a leading global bank, Mr. Nagai led an operating strategy and product management team, responsible for residential mortgage loss mitigation products and capabilities within the home lending division.

Mr. Nagai holds a Master of Business Administration from Southern Methodist University and a Bachelor of Science from Purdue University.

Creighton OswaldCreighton Oswald

SVP, Director Consumer Lending—Texas Capital Bank

Creighton joined the Texas Capital Bank team in November, 2014 where he was assigned the task of building out the organization’s mortgage servicing operation. Immediately prior to joining Texas Capital, Creighton served as EVP of Mortgage Servicing at BBVA Compass where he was responsible for the management and strategic oversight of that institution’s $25 Billion consumer real estate secured portfolio.

His functionally broad-based career in banking and financial services spans over two decades and boasts key leadership assignments with a number of industry leading organizations including Merrill Lynch, Daimler Benz, Washington Mutual, and JP Morgan Chase. He has held key domestic and international leadership positions in consumer, small business, and commercial lending, loan servicing and operations, and securities investment management.

Adam Saab

Executive Vice President and Chief Operating Officer—LoanCare

Adam is Executive Vice President and Chief Operating Officer. In this executive leadership position, Adam is responsible for leading LoanCare’s effective and cohesive operations management team to manage business plan objectives, maximize client business opportunities and meet customer service goals and standards.

Adam previously worked at PNC Bank as Senior Vice President of Operations. There, he was responsible for the servicing of all mortgage and consumer products for the bank. Prior to joining PNC Mortgage, Adam spent 14 years at CitiFinancial Mortgage Company, where he held various positions in Default Servicing. At the time of his departure, he was Senior Vice President of the Foreclosure and Post Default processes, overseeing 2,100 employees in both domestic and offshore sites.

Saab has held key management roles in regulatory compliance issues, such as the consent order, National Mortgage Settlement, and implementation of the Consumer Financial Protection Bureau regulations.

Gagan SharmaGagan Sharma

Chairman and CEO—BSI Financial Services

A seasoned entrepreneur and executive with over 18 years of experience in financial services, outsourcing and technology industries. Brings a wealth of deep expertise and experience in the launching of new businesses, raising capital, P&L management and growing organizations from startup to enterprise scale. Has an abundance of international experience, and a strong understanding of doing so in the US and India markets.

Currently is the Chairman and CEO of BSI Financial Services, a leading provider of technology and outsourcing services to banks, private equity firms and hedge funds in the residential mortgage sector. Led an investment group to acquire the company from its former parent bank in 2006. Has transformed the company from a small lender into an innovative & growing service provider, growing BSI by over 7,000% since his acquisition. In leading this growth, launched several new product lines at the company and complimented it with bolt-on acquisitions, while building a strong management team and culture with the organization focused on a shared set of core values. The company was named on the Inc. Magazines’ Inc. 5000 list of fastest growing companies for 2015 and on The Dallas 100 list of fastest growing companies in North Texas for 2014 and 2015 and 2016 (as published by Dallas Business Journal and Southern Methodist University).

Dave Slear

Vice President—Goldman Sachs & Co

Mr. Slear is currently Vice President, Acquisition & Trade Management with Goldman Sachs’ Residential Mortgage Asset Management Group (RMAM).  In this capacity, he works with the mortgage desk on bulk acquisitions and securitizations, from deal bid, through diligence, interim servicing, and post trade oversight.  Prior to this role, he managed default residential servicing operations at Ditech Financial, Caliber Home Loans, and HSBC (Household Finance).

He has extensive experience managing large servicing operations, working in a complex regulatory environment, and leading large teams.  He has worked closely with the Mortgage Bankers Association on the annual cost of servicing study and has expertise in process automation and redesign.

Before entering the mortgage industry, he served as an officer with the United States Navy and as a consultant with McKinsey & Co.

Stanford A. Stanford Sr.Stanford A. Stanford Sr.

Assistant Regional Director—CFPB

Stanford A. Stanford Sr. is an Assistant Regional Director with the U.S. Consumer Financial Protection Bureau (CFPB). He oversees the supervisory relationships of banks and non-bank financial services entities in the Southeast Region of the U.S. Mr. Stanford serves as a national resource and subject matter expert on mortgage origination and mortgage servicing exams within the Bureau. Stanford has a BS in Economics, an M.B.A. in Finance and an MS in Management Information Systems.

Teresa Sutton

Senior Vice President of Servicing—PrimeLending, A PlainsCapital Company

Teresa, is Senior Vice President of Servicing at PrimeLending, A PlainsCapital Company.  Teresa has more than 40 years of experience in the financial mortgage industry.  Throughout her career, Teresa has been a leader in Servicing, focusing on operations, cash accounting, escrows, default forecasting, transfers of servicing, software development, investor and vendor relations. Currently at PrimeLending, Teresa is responsible for all of Loan Servicing operations and SubServicer Management. Prior to joining PrimeLending, Teresa worked for MetLife Home Loans managing Reverse Mortgage Servicing and managing Servicing at CTX Mortgage and Commodore Financial Services.  Teresa is a member of the TMBA Servicing Committee. 

Nolan TurnerNolan Turner

Managing Director—Carrington Mortgage Holdings

Nolan Turner is a Managing Director for Carrington Mortgage Holdings and heads up strategic initiatives across Carrington’s 16 vertically integrated companies.

Prior to joining Carrington in 2010, Nolan held key leadership roles within the Investment Bank at Wachovia, Wholesale Mortgage Operations at World Savings and Real Estate Development Operations for East-West Partners.  Nolan has a broad skillset across the mortgage loan lifecycle and intensive hands on experience with Mortgage Servicing Rights, Capital Markets, Non-Performing Loans, Loan Origination, Mortgage Servicing and a comprehensive spectrum of Real Estate Services.     

Nolan graduated with high honors from the University of Nevada and holds undergraduate degrees in international business and psychology and an advanced graduate degree in cognitive psychology.  Nolan has also completed extensive MBA coursework in International Business at IE Business School in Madrid, Spain and Quantitative Analytics at the University Of Chicago Booth School Of Business.  Nolan has also served on countless committees and boards within academia and the mortgage industry and is a graduate of the Mortgage Bankers Association (MBA) Future Leaders Program and a Housing Wire ‘Rising Star’.  In his spare time, Nolan enjoys a host of outdoor adventure activities and has traveled widely, visiting more than 85 countries.

Clay WestClay West

Servicing Manager—Service First Mortgage

Clay West is the Servicing Manager for Service First Mortgage.  In this position, Clay oversees interim servicing administration, loan boarding, and subservicer oversight.  A graduate of Texas Tech University, Clay began his career in servicing operations at GMAC and Ocwen.  He has been in the industry for 10 years and has experience in special servicing, investor relations, and portfolio management.    

Ramie WordRamie Word

SVP of Performing Servicing—Mr. Cooper, formerly Nationstar Mortgage LLC.

Ramie Word, SVP of Performing Servicing at Mr. Cooper, formerly Nationstar Mortgage LLC.
Ramie Word serves as the SVP of Performing Servicing for Mr. Cooper, where she currently oversees acquisitions, service release, master audit, and written communications. . A graduate from Southern Methodist University with over 17 years in the industry, she began her career at Beal Bank, working in collections and asset recovery. She started with Mr. Cooper, which was formerly Centex Home Equity, in 2004. She has vast default experience leading REO, training, collections, loss mitigation, foreclosure, property preservation, and investor relations.




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