!DOCTYPE html> TMBA | 105th Annual Convention


Anurag Agarwal, PhD

President, RiskExec

In addition to leading RiskExec, Dr. Agarwal is also a recognized expert and a financial services industry veteran with over 20 years of experience in fair lending, Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act (CRA), and related areas. Anurag oversees the RiskExec line of compliance technologies offered by Asurity.
During his career, Anurag has consulted with and advised large financial institutions in the areas of compliance, fair lending, statistical analysis, and regulatory risk management. He is the main architect, designer, and developer of RiskExec, a leading web-based suite of lending products and technologies used by the internal audit functions of several top 25 national banks and other mortgage lending institutions. Anurag also wrote the statistical sampling routines which are used in the RiskExec software.

Erin Dee

Chief Operating Officer, Founding Partner, LoanPeople LLC

For 19 years, Erin has worked in mortgage lending in a wide range of capacities, which include: underwriting, compliance, secondary marketing, LOS administration, training and operations management. Erin participates in industry advocacy groups and is honored to serve on the Texas Mortgage Bankers Association board of directors. Erin earned her B.S. in Finance with University Honors from the University of Central Florida, and her M.B.A. in Finance from Nova Southeastern University.

Odeta Kushi

Deputy Chief Economist, First American Title Insurance Company

Kushi conducts research around demographic trends, millennials and homeownership. She also monitors and analyzes surveys and economic data related to the housing industry. Her research has been published in leading business and industry trade publications, such as The Wall Street Journal, Business Insider, and Forbes, and she is a guest on high-profile broadcast news channels, including Bloomberg and CNBC.

Kushi graduated from Northeastern University with a master's degree in Applied Economics, specializing in microeconomics and applied econometric methods, and she earned a bachelor's degree in Economics from St. John Fisher College, earning the title of Summa Cum Laude. While originally from Albania, she now lives and works in the Washington, D.C. area.

Michael Lewis

Best Selling Author of 'The Fifth Risk', 'Moneyball', 'The Blind Side', 'The Big Short'

A sharp observer of politics, finance, and the evolution of American culture, Michael Lewis combines keen insight with his signature wit, making him one of today’s leading social commentators. Lewis’ program takes a fresh, hard look at the ever-changing value systems that drive our economic markets, political landscapes, and cultural norms, and how organizations can adapt their thought strategies to facilitate growth among all three.

Mr. Lewis is a columnist for Bloomberg News and a contributing writer to Vanity Fair. His articles have also appeared in The New York Times Magazine, The New Yorker, Gourmet, Slate, Sports Illustrated, Foreign Affairs, and Poetry Magazine. He has served as editor and columnist for the British weekly The Spectator and as Senior Editor and campaign correspondent for The New Republic. He has filmed and narrated short pieces for ABC-TV’s Nightline; created and presented a four-part documentary on the social consequences of the internet for the BBC; and recorded stories for the American public radio show, This American Life.  Mr. Lewis grew up in New Orleans and remains deeply interested and involved in the city. He holds a Bachelor’s degree in Art History from Princeton and a Master’s degree in Economics from the London School of Economics.

Michael D. McAuley

Principal at Garrett, McAuley & Co.

Senior Banking Executive and Mortgage Industry Consultant with more than twenty years of experience in developing and managing credit, depository and other income-producing relationships with small and medium-sized businesses. Highly skilled in developing and supervising asset-based commercial lending programs, including making credit decisions. Major strengths include: motivating and supervising lending personnel; working within large organizations to develop and implement desirable lending programs; coordinating multiple operational and administrative areas to achieve goals; and managing all credit and administrative aspects of asset-based lending. Specialties: Mortgage warehouse lending, mortgage industry consulting, asset-based lending, financial sales management, mortgage warehousing operations management, credit management, loan workouts. Specialties: Mortgage warehouse lending, mortgage industry consulting, asset-based lending, financial sales management, mortgage warehousing operations management, credit management, loan workouts.

Brian McKinney

Chief Executive Officer, Benchmark Mortgage

Mr. McKinney joined Benchmark Mortgage in 2011 as Chief Financial Officer and moved into the Chief Executive Officer role in 2016.

With more than 20 years’ experience in Consumer Finance and Mortgage Banking, he has previously held leadership positions at GMAC Mortgage, CTX Mortgage, and MBNA America.
Brian holds a Bachelor's Degree in Finance from the University of Texas and a Master’s degree from Baylor University. Brian lives in Rockwall with his wife and two children and currently serves as the President of the Board of Trustees for Heritage Christian Academy.

David Schneider

Chief Executive Officer,Stearns Lending, LLC

Mr. Schneider is a seasoned mortgage executive with nearly three decades of experience. Over the past 30 years, Mr. Schneider has held a number of Executive positions with a variety of mortgage companies. The assignments include, Executive Vice President and Chief Operating Officer of Walter Investment Management Corp. He has also previously held positions as President and COO of CitiMortgage, President of Washington Mutual Home Loans, Senior Vice President for Servicing Strategic Initiatives at JP Morgan Chase, President of Ditech, and President and CEO of Vericrest Financial. Mr. Schneider received his BSBA in Accounting from Babson College and his MBA from Indiana University.

Seth Sprague, CMB

Principal, STRATMOR Group

Seth joined STRATMOR Group as a Principal early in 2019 with more than 20 years of mortgage banking and servicing valuation experience. Seth specializes in mortgage servicing rights (MSRs), servicing, cash flows, liquidity and mortgage profitability strategies.  Prior to joining STRATMOR, Seth served as EVP of Trading & Analytics at PHOENIX, a mortgage advisory firm.  Seth also served as SVP—Servicing Asset Manager at SunTrust Mortgage for more than 10 years, where he led the servicing rights valuation team.  Seth is a frequent speaker at various industry conferences, often speaking on liquidity and the overall challenges present in the mortgage industry. An instructor with the MBA’s School of Mortgage Banking (SOMB) program since 2007, Seth teaches “Servicing/MSR Day”.

Susan Stewart

Chairman, Mortgage Bankers Association, CEO SWBC Mortgage, Past TMBA President

Stewart's visionary leadership has been the catalyst behind the company growing from 3 employees serving the Texas market to more than 650 employees in over 70 branch locations. Under her unwavering focus, SWBC Mortgage has grown from a small regional broker to a national industry leader, providing a full-service origination-to-servicing experience for borrowers in 43 states. Stewart leads a team that leverages cutting-edge technology, delivering industry-leading speed and service while providing a personal, experienced touch to the dream of home ownership.

Stewart currently serves as a member of the MBA's Board of Directors and is past Vice Chair of the MBA's Residential Board of Governors (RESBOG). She and SWBC Mortgage are committed to making the communities they serve brighter, more hope-filled places, and to that end she serves on the board of the MBA Opens Doors Foundation. Both Stewart and SWBC Mortgage have been recognized personally and corporately as Guardian level donors to the Opens Doors Foundation.  Stewart also served as President ot Texas Mortgage Bankers Association, served on the Executive Committee for many years and continues to be an active participant at many TMBA events.

Nolan Turner, CMB

Managing Director, Carrington Mortgage Services, LLC

Nolan is responsible for strategic, growth, and revenue initiatives across Carrington’s vertically integrated continuum of mortgage and real estate companies. Nolan has more than 15 years of credit, market, and operational experience focused primarily on mortgage origination, mortgage servicing, and capital markets. Prior to joining Carrington, Nolan held leadership roles at World Savings and Wachovia. Nolan is an active member of the Mortgage Bankers Association, the California Mortgage Bankers Association, and the Texas Mortgage Bankers Association. Nolan is a Certified Mortgage Banker (CMB), a recipient of the Housing Wire Rising Star award, and a graduate of the MBA Future Leaders program.

Regina Uhl, CMB

Partner, Sandler Law Group

Regina is a nationally-recognized real estate attorney and regulatory expert in Texas document preparation. She is certified by the Texas Board of Legal Specialization for her demonstrated expertise in the area of Residential Real Estate law, and her practice areas also include regulatory compliance. Regina serves as a key member of Sandler Law Group’s leadership team and provides services to the firm’s clients across Texas and nationwide.

Trey Worley

Senior Vice President and Manager for Comerica Bank, Warehouse Lending. 

Worley manages a team of relationship managers covering the Western Region of Comerica’s Mortgage Banker Finance Group.

Worley has served the Texas Mortgage Bankers Association in a number of roles including as Co-Chair of the Future Leaders Committee, Co-Chair of the 99th Annual Convention, Chair of Texas Mortgage Bankers Political Action Committee and Chair of the TMBA’s Warehouse Conference.  Mr. Worley served as President of TMBA in 2019 and has served on the Executive Committee since 2018.  As a participant in TMBA’s Advocacy Day through several legislative sessions including this year’s first TMBA’s virtual Advocacy Day, Worley met with several Texas lawmakers to discuss proposed legislation that could impact the mortgage banking industry. 

Mr. Worley was one of six recipients of the James Wooten Future Leader Scholarship in 2012.  He participated and graduated from the Mortgage Bankers Association program that delivers a highly regarded curriculum focusing on leadership and business analysis skills and delivers a comprehensive leadership training experience.

Worley earned a BBA in Finance and Economics from the Hankamer School of Business at Baylor University in 2000.  He has also been on several mission trips with Living Water International as part of the Stonebridge United Methodist Church in McKinney, Texas.  Worley lives in McKinney, Texas with his wife and children. 





AmCap Mortgage

Benchmark Mortgage

BKM Sowan Horan, LLP

Black, Mann & Graham, LLP

Colonial Savings, F.A.

Comerica Bank - Warehouse Lending

Independent Financial Warehouse Lending

Moss Adams, LLP

Nation's Reliable Lending, LLC


Richey May & Co., LLC

Robertson Anschutz Vetters, LLC


Sandler Law Group


Wells Fargo Funding


Advantage Credit/Partners Credit & Verification


Gregg & Valby, LLP

Network Funding, LP

Radian Guaranty Inc.

Redwood Trust

Republic State Mortgage Company


HNB Mortgage

Mr. Cooper

Priority Settlement Group of Texas



Advantage Credit/Partners Credit & Verification

Certified Credit Reporting

Factual Data

FBX | Informa Financial Intelligence

Happy State Bank

Plaza Home Mortgage




AmeriHome Correspondent

Amplify Credit Union

Azimuth GRC

Black Knight

Credit Plus

Global DMS


KHA Accountants, PLLC

Mortgage Educators & Compliance

Plaza Home Mortgage

Polunsky Beitel Green, LLP


Service First Information Solutions, LLC




Vantage Point Title

Angel Oak Mortgage Solutions

Appraisal Firewall

Connexions, Inc.


Dovenmuehle Mortgage, Inc.

IDS, Inc.

LoanDepot Wholesale

Servion Mortgage

Suncoast Claims, Inc.

West Gate Bank Correspondent


Amplify Credit Union

Essent Guaranty, Inc.

Garris Horn LLC

Goosehead Insurance

LoanPeople LLC

Polunsky Beitel Green, LLP