Brian J. Chappelle
Potomac Partners, Partner

Brian J. Chappelle is a founding partner of Potomac Partners – a Washington-based consulting firm specializing in mortgage finance industry representation.  The firm, which handles an array of legislative, regulatory and transactional matters for many of the nation’s leading mortgage lenders, was formed in September 1999.  The primary mission of the firm is to provide strategic advice and assistance to companies that result in reduced costs, improved profitability and streamlined business practices.
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Bob W. Cook 
U.S. Department of Housing and Urban Development
Office Director, Region VI

Mr. Cook is a former Project Manager, Multifamily Chief, Senior Operations Specialist, and now Field Office Director within the Office of Field Policy and Management where he is responsible for leadership of the Dallas Office.  He recently earned his Doctorate in Business Administration, with a specialty in Management/Leadership.  He also has earned a Masters in Business Administration, and a Bachelor’s Degree in Business Administration.  He has also completed course work at the University of South Carolina, Central Michigan University, Argosy University, University of Chicago, DePaul University, and Harvard University.

Robert A. Cook
Hudson Cook, LLP, Partner

Robert Cook, managing partner of Hudson Cook, LLP, has practiced in the area of Consumer Financial Services throughout his career and is experienced in all areas of this practice.  He represents nationwide lenders and investors in establishing new programs and products, conducting due diligence and compliance reviews.  He also advises with regard to class action lawsuits based on alleged violations of consumer protection statutes. [more]

Ray J. Daniel , CMB
Network Funding LP., Executive Vice President

Linda Davidson
Certified FHA Underwriter Service First Mortgage, Senior Loan Officer

Linda Davidson started in the mortgage industry in 1997 and owns a net branch with Service First Mortgage in addition to being a top producer in the company. She has ranked in the top 200 loan officers in the nation for the past ten years in units closed for personal production, as well in the Top 20 for FHA/VA closings, according to Mortgage Originator Magazine.
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Tim Doyle
Conference of State Bank Supervisor, Vice President

Tim Doyle is a Vice President of Industry and Agency Relations with the Conference of State Bank Supervisors (CSBS).  At CSBS, Mr. Doyle is responsible for coordinating state mortgage regulators in developing Nationwide Mortgage Licensing System (NMLS).  Mr. Doyle, a native of Virginia, is a graduate of the College of William & Mary and holds a master’s degree in public administration from the Maxwell School of Citizenship and Public Administration at Syracuse University.
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Debbie Dunn
CTX Mortgage, Senior Vice President

Mrs. Dunn is responsible for Centex Financial Services, overseeing regulatory compliance, management of risk and monitoring and advising CTX Mortgage Company and Commerce Title Company in government and industry affairs and issues that impact the companies. [more]

Douglas B. Foster
Texas Department of Savings and Mortgage Lending, Commissioner

Doug Foster has been with the Texas Department of Savings and Mortgage Lending for over 22 years serving in various capacities.  Prior to being named Commissioner in 2008 he served as Acting Commissioner for four months in 2003.  Doug completed all the training for designation as a commissioned safety and soundness examiner in 1985 and as a compliance examiner in 1992.  He was named Deputy Commissioner and Director of Examination in 2003 expanding the oversight duties to include the examination of mortgage brokers. 

Prior to his employment with the Department, Doug worked for several years as a branch manager and loan officer for a small savings and loan and began his career working for a credit union.  A graduate of the University of Texas, at Austin, Doug resides in Lockhart with his wife Shari a 26 year veteran of the land title business.  One interesting fact about Doug; he has spent two summers in Israel doing biblical archaeology.

H. Clifford Long
Sovereign Mortgage Services, Inc. and Primus Services Group LLC, Owner

Cliff owns Sovereign Mortgage Services, Inc. and Primus Services Group LLC both providing quality assurance solutions to the residential mortgage industry. He serves as the firms’ President and Chief Operating Officer responsible for marketing activities and administration of client systems reviews, consulting engagements and training activities. He was appointed as a member of the National Mortgage Licensing System provider committee created to development national guidelines for educational delivery in connection with mortgage loan originator licensing requirements under the federal S.A.F.E. Act. [more]

Todd Salmans
PrimeLending, President and COO

Todd Salmans, President and COO of PrimeLending, joined the company in January of 2006 and oversees all day to day business operations at PrimeLending. With more than 30 years of mortgage banking experience, Todd has held Senior Level Sales and Executive Management positions for top regional and national mortgage lenders. His diverse leadership style is one that demonstrates the ability to connect with people and inspire them to work together to achieve extraordinary results. [more]

The Changing Nature of the Home Affordable Modification Program

This session will discuss Home Affordable Modifications, where we are, where we are headed, and answers to all the questions you wanted to ask but could not or did not.

Moderator
Tom Tallent — Colonial National Mortgage, VP, Mortgage Services

Panelists
Bob W. Cook — HUD, Office Director
Zixta Martinez — Freddie Mac, Sr Director for Industry & State Relations
Jason Nadeau — Stewart Lender Services, President
Russell Johnson — Fannie Mae, Director of Loss Mitigation

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) that became law in July of 2008 will impact all mortgage loan originators. This law will have a significant affect on loan originators employed by mortgage bankers. In this session you will learn key objectives of the Act and who’s in charge of enforcement. You will also develop a clear understanding of who must be licensed and who may simply register under the Act.

Learn about the comprehensive background check in store for all mortgage loan originators and the prior sins they might be seeking. Those that must be licensed in Texas will learn about pre-licensing and continuing education requirements and the session will explore the required national examination, its structure and how it will be delivered to those loan originators seeking a license.

Panelists
Tim Doyle — Conference of State Bank Supervisor, Vice President
Doug Foster — TX Dept of Savings & Mortgage Lending, Commissioner
H. Clifford Long — Primus Services Group LLC, President and COO

The Ins & Outs of Branch Profitability Comp Plans

Moderator
Ian Wright, IMW Consulting, LLC
Panelists
Ray Daniel, CMB — Network Funding LP, EVP Production
Linda Davidson — SFMC, LP, Net Revenue Operator
Todd Salmans — Prime Lending, President

Moderator
Tracy Maynard Cole — Colonial National Mortgage, Manager/AVP
Panelists
Robert A. Cook — Hudson Cook, LLP, Managing Partner
Tim Doyle — Conference of State Bank Supervisors, Vice President
Debbie Dunn — CTX Mortgage Company, EVP Risk, Regulatory & Industry Relations