Executive Vice President-Capital Markets, Guild Mortgage Company
Mr. Battany is the Executive Vice President of Capital Markets for Guild Mortgage Company. He is responsible for overseeing the firm’s capital market activities, including pricing, hedging, secondary market execution, shipping, and product development functions, as well as managing investor relationships with the GSE’s, government agencies, and private investors. Prior to joining Guild, Mr. Battany was Chief Product Strategist for Penny Mac, from 2012-2015, where he was responsible for managing Penny Mac’s product development group, as well as its relationships with Fannie Mae, Freddie Mac, FHA, VA, USDA, Ginnie Mae, and the mortgage insurance companies.
From 1990 to 2012 Mr. Battany was with Fannie Mae, based in Pasadena, California where he served as Director of Single Family Business and was responsible for managing the firm's relationships with west-coast based lenders. Mr. Battany began his career in 1986 with First Interstate Bank of California, where he traded and hedged the bank's mortgage production. Mr. Battany is a board member of the California MBA, and is chairman of the national MBA’s Secondary Marketing Committee. He was a previous board member of the national MBA Residential Board of Governors, previous board member of Rebuilding Together, and is a new board member of Habitat for Humanity. Mr. Battany graduated in 1985 from the University of Colorado's school of Business Administration with a BS degree in Finance.
Senior Director, Single-Family Sales and Relationship Management, Freddie Mac
Hakan Beygo is Senior Director in the Single-Family Sales and Relationship Management organization. In this capacity, he is responsible for the bulk loan acquisition channel and servicing-released execution businesses. These businesses help customers with their balance sheet management needs by providing liquidity through bulk loan sales or servicing rights acquisitions, while also providing servicing-released execution options for sellers.
Mr. Beygo has over 25 years of experience in the mortgage business. Prior to joining Freddie Mac, he was Senior Vice President of Business Development and Investor Relations for SunTrust Mortgage, where he managed relationships with SunTrust's external counterparties. He was also responsible for trading and transaction management for sales and acquisitions of mortgage loans and servicing rights.
Mr. Beygo also worked at Wells Fargo Home Mortgage in various leadership roles in capital markets, secondary marketing, pricing, securities valuation, and credit risk management, and as a consultant at PwC, Actualize Consulting and the World Bank.Freddie Mac was established by Congress in 1970 to provide liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities across the nation by providing mortgage capital to lenders. Today Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. For more information, please visit www.FreddieMac.com and Twitter @FreddieMac.
Managing Director, Secondary Services, Optimal Blue
Don Brown is a founder and managing director of Optimal Blue Secondary Services. Based in Denver, Optimal Blue Secondary Services provides content-managed mortgage pipeline risk management, best execution and loan allocation software and services. Don pioneered OBSS’s approach of providing real-time, web-based secondary marketing services that leverage the accurate investor and market content managed in the Optimal Blue platform to ensure greater accuracy, fewer errors and more profitable loan sale execution.
Don has been in the capital markets industry since 2001. Don is the veteran of several entrepreneurial ventures in the internet and real estate fields and is a frequent speaker and author on issues related to secondary marketing strategy and mortgage process automation. He is a graduate of Northwestern University and the University of Colorado School Of Law. Don lives in Louisville, Colorado and can be reached at 303/483-2190 or firstname.lastname@example.org.
CEO, Fair Lending Diversity
Tammy Butler is One of the leading subject matter experts on compliant Fair lending methodologies and strategies for lenders. She has developed programs, training, technology and guidance to both lenders and consumer advocacy groups at a national level.
Neighborworks America, LaRaza (NCLR) and NCRC all private-labeled her lending technology, which was considered a gold standard model for assisting non-profit counseling organizations gain access to credit for their clients. This platform replaced the lender of 30+ years that was being funded by Neighborworks America, saving the program over $1,000,000 in costs per year while at the same time, providing increased access to credit for consumers in underserved communities. The 4 years that Tammy spent in the field working with the Government intermediaries, which was in the majority of the underserved communities in the U.S., allowed her to gain first-hand knowledge of the specific credit needs for LTM borrowers
Her most recent work involved building and branding a new technology and compliance management system workflow for Optimal Blue, to protect compliant lenders from pricing disparity claims and disparity in pricing exceptions, which is the leading causes of fair lending violations. In addition, she was able to change the way that regulators, lenders and legal authorities approach fair lending analysis as it relates to pricing disparity and pricing exceptions. This technology updated the outdated methodologies and now offers mortgage lenders increased protection, and detection methodologies for their pricing policies.
Tammy has also performed the duties of a top producing originator, production manager, owned the largest training school in the mortgage industry and developed two successful technologies that integrated directly with LOS systems, counseling platforms, mortgage insurance companies, credit bureaus and secondary market lenders.Tammy is a Master CMB, LSS Black Belt and Certified Home-buying Counselor. As the author of one of the top compliance discussions groups on LinkedIn, industry blog, and frequent contributor to magazines such as Mortgage Compliance Magazine and Mortgage Banking Magazine, Tammy has guided many lenders through all of the new compliance regulations with practical tips and solutions for proper compliance implementation. This diverse background positions her as the “go to” candidate to develop viable LTM sales & marketing strategies in combination with strong technologies, workflow and compliance management systems for fair lending.
Vice President, Phoenix Whole Loan Solutions, LLC
Brian Cerise, Vice President of Phoenix Whole Loan Solutions, LLC (a member of the Phoenix Capital family of companies), has been engaged as a mortgage professional for well over a decade. His industry experience includes retail and wholesale origination, lock desk management, and most recently as a whole loan trader. He has been involved in thousands of whole loan transactions, benefitting both buy side and sell side clients, which include independent mortgage banks, depository institutions, as well as private investors. His origination background and continuing education of agency, government, and non-QM underwriting guidelines alongside his deep knowledge of compliance and servicing have made him a trusted advisor in the scratch & dent market. His experience also spans seasoned performing pools as well as NPL.
A native of Colorado, Brian is an avid skier and cyclist. He has two young boys who he and his wife love spending time with, especially outdoors.
Some of you know Rob Chrisman from the free daily commentary that he sends out six days a week. In it he tends to cover a wide range of topics, from production through the compliance maze and into secondary marketing. But his career in mortgage banking began 32 years ago in 1985. His background is primarily capital markets and includes hedging pipelines, running a small subprime company, and helping various companies with capital markets issues on a consulting basis.
He left the daily working world in late 2008 to focus on his family but continued to publish his widely read daily market commentary on current mortgage events. He spends 4-5 hours a day on this, and wakes up at 4AM to check overnight news and edit the commentary before sending it out. He is on the board of directors, or advises the boards, of several financial companies, and visits groups around the country consulting and speaking. And he is a product of the California education system with a BS from Cal Poly, San Luis Obispo, and an MBA from UC Berkeley. Don’t hold that against him as his son is a UT 2014 grad.
Loan Originator, PrimeLending
As the millennial homebuyer increasingly floods today’s housing market, Nick Conley, has positioned himself as a trusted advisor, navigating this important demographic through the mortgage process. After graduating from the University of Oklahoma, Nick quickly began his career with PrimeLending, working in multiple departments including compliance, servicing, and consumer direct. Now a loan officer with The Hargrave Group, a top branch of PrimeLending located in East Dallas, Nick’s prior experience compliments the extensive knowledge base he brings to sales. An expert in condo and renovation mortgages, Nick has been able to mold his business around the redevelopment and new construction trend in Dallas.
Senior Vice President, Freddie Mac
Mark D. Hanson is the Senior Vice President of Freddie Mac’s Securitization Division. In this role, he oversees Freddie Mac's mortgage securitization efforts, including pass-thru, REMIC and strip issuance. He is also responsible for developing and implementing new mortgage security products and capabilities that meet the needs of institutional investors, broker/dealers, lenders, servicers and third party vendors. Additionally, Hanson leads Freddie Mac’s efforts supporting FHFA’s directives around the Single Security, expanding liquidity in the conventional TBA space.
Hanson was previously a vice president for Lazard Asset Management, where he managed mortgage and asset-backed positions for institutional clients. Since 1986, Hanson has held a number of positions, including a vice president of research for Donaldson, Lufkin & Jenrette, and director of research for Freddie Mac's Securities Sales & Trading Group, and a security analyst for Metropolitan Life Insurance Company.
Hanson has a B.S. from Allegheny College and an MBA from the University of Rochester.
Chief Operating Officer and Managing Director, AmeriHome Mortgage Company
Mr. Hedlund is the Chief Operating Officer and Managing Director of AmeriHome Mortgage Company. In this role, he leads all Correspondent Lending business and production related functions including sales, business growth and development, client relationship management and the overall loan purchase process (operations, credit underwriting and compliance functions).
Mr. Hedlund is an experienced business executive, specializing in the strategic design, execution and leadership of large, diverse financial services organizations - primarily in the mortgage and banking space. He has successfully led numerous businesses and functions through major transformational change over the past 28 years, displaying a unique ability to drive sustainable revenue growth and cost reductions through innovation while fostering a loyal and cohesive leadership team.
Previously, Mr. Hedlund spent 7 years as an executive with Bank of America Home Loans in various leadership capacities. He joined Bank of America (at that time Countrywide) in 2007 as Executive Vice President of Correspondent Lending Operations. During his five year tenure with Correspondent Lending, it was the recognized leader in sales, operations, and client service.
Mr. Hedlund, began his career with the Royal Bank of Canada and relocated to the United States in 2002 as Chief Operating Officer of RBC Mortgage & Home123 Mortgage, a top 15 retail national mortgage company. Upon selling to New Century Financial Corporation, Mr. Hedlund was named Senior Vice President Corporate Operations.
Mr. Hedlund holds both a Masters of Business Administration (MBA) and Bachelor of Business Administration (BBA).
Chief Operating Officer and Executive Vice President, Legacy Mutual Mortgage
Don Kalbacher holds the title of Chief Operating Officer and Executive Vice President at San Antonio based Legacy Mutual Mortgage. In his role, he is responsible for managing all operational functions and providing direction to loan production staff. Prior to joining Legacy in 2009, Don spent to close to 20 years in the Temple-Inland mortgage family (Capital Mortgage Bankers, Temple-Inland Mortgage and Guaranty Residential Lending). Don’s mortgage background includes a short stop in accounting and many years as a Capital Markets Executive.
Senior Vice President and Chief Risk Officer, Ginnie Mae
Gregory A. Keith joined Ginnie Mae as SVP & Chief Risk Officer in 2010. In this capacity, he monitors the corporation’s aggregate risk and compliance with risk policies, develops and maintains corporate-wide procedures for risk management, and provides independent evaluation and oversight of all risk management activities.
Keith has more than 30 years of experience in the financial services industry. Much of this experience has been in mortgage and asset backed finance. Prior to joining Ginnie Mae, Keith spent nine years in various roles at Fannie Mae. These roles spanned across multiple disciplines including strategy, risk and finance.
In 2001, Keith came to Fannie Mae from First Union Bank, where he was Vice President of Business Integration. There, he served as the Deputy Chief Operating Officer for the Structured Products Group of the Corporate and Investment Bank.
In the past, Keith also served as a Manager at KPMG Consulting, focusing on the execution of strategic, financial, and operational engagements. Prior to joining KPMG, Keith worked as a Forecasting and Planning Analyst at American Residential Mortgage Corporation and as a Financial Analyst at Great American Bank.
Keith holds a Bachelor of Arts from San Diego State University.
Vice President – Product Development and Affordable Housing, Fannie Mae
Jonathan Lawless is Fannie Mae’s Vice President – Product Development and Affordable Housing. He reports to the Senior Vice President – Strategy, Insight, and Marketing. Lawless is responsible for developing solutions to address challenges in access to credit and affordable housing, as well as other solutions to support lenders and services.
Mr. Lawless has led the development of several key Fannie Mae offerings – including HomeReady®, the company’s flagship affordability product, and FM Connect™, an end-to-end, dynamic reporting tool for Fannie Mae customers. Prior to his current position, he was Vice President – Underwriting and Pricing Analytics, where he leveraged analytical resources across the company to influence key pricing, underwriting, and portfolio management decisions. Lawless joined Fannie Mae in 2000 as a Statistical Analysis System intern in credit policy.
Managing Director, Mid America Mortgage, Inc.
Michael J. Lima is Managing Director for the Whole Loan Trading Division of Mid America Mortgage. Prior to joining Mid America, Michael held leadership positions with Guardian Mortgage, Nationstar Mortgage, and Fannie Mae. While with Guardian, he served as the company’s Chief Risk Officer responsible for enterprise risk management, capital markets, and loan servicing. At Nationstar, Michael was Senior Vice President of Capital Markets and Correspondent Lending.
He held several positions in servicing, risk management, and marketing during a seventeen year career with Fannie Mae. Michael holds a B.B.A. in Finance from San Diego State University and an MBA in Finance from The University of Texas at Arlington. He is an active member of the Texas Mortgage Bankers Association and has held a Director position since 2008.
President, Transformational Mortgage Solutions
David Lykken, a 43-year veteran of the mortgage industry, is President of Transformational Mortgage Solutions, a management consulting firm that provides transformative business strategies to owners and “C-Level” executives via CONSULTING, executive COACHING and various COMMUNICATIONS strategies. He is a frequent guest on FOX Business News and hosts his own weekly podcast called “Lykken On Lending” heard Monday’s at 1 pm ET at www.LykkenOnLending.com. David’s phone number is (512) 759-0999 and his e-mail is David@TMS-Advisors.com.
Risk Manager-Warehouse Lending Division, Texas Capital Bank
Donald (Donnie) L. Martin joined Texas Capital Bank in June 2011 as Risk Manager for the Warehouse Lending Division and is currently Executive Vice President Managing Risk for all of Mortgage Finance including Warehouse Lending, Correspondent Lending, and MSR Lending. Donnie has over 20 years’ experience in the mortgage industry, including management positions in risk and production. Prior to joining Texas Capital Bank, Donnie held multiple leadership positions at JPMorganChase including Counter-Party Risk Manager, as well as Regional Production Manager in the mortgage unit. He also spent time in a management role at the FDIC in Jacksonville. Donnie received his BS in Finance from Florida State University.
Principal, Garrett, McAuley & Co.
Michael D. McAuley is a Principal of Garrett, McAuley & Co., a banking and mortgage banking consulting firm that helps lenders increase revenues, control costs, and better manage risk. Mike has more than twenty years of commercial banking experience in financing mortgage bankers, homebuilders, and related firms, most recently at JP Morgan Chase.
Mike is an acknowledged expert in the field of mortgage banking and warehouse lending, and he consults with banks, mortgage bankers, credit unions, and regulators. He focuses on assisting mortgage bankers with improving their strategies, finances, secondary marketing, and operations.
Mike is a graduate of Georgetown University in Washington, D.C.; a past chairman of the RMA Warehouse Lenders Roundtable; and a Graduate with Distinction, Willis Bryant Award finalist, and Lecturer at the School of Mortgage Banking.
Vice President of Market Strategy, Ellie Mae
Jonas Moe is VP of market strategy for Ellie Mae, and has focused on growing the company as a technology innovator and leader through the Encompass all-in-one mortgage loan processing solution. Over the course of a 13-year career, Jonas has spearheaded initiatives that have helped lenders gain efficiency and stay compliant. He’s been instrumental in making Encompass the leading mortgage origination software solution, and has also led the philanthropic efforts of EllieCares, which include fundraising, recruiting volunteers, and committing more than $1 million a year to various charities and community service organizations.
President and Founder, The Knowledge Coop
Since diving into the industry in 1998, Ken Perry has been a relentless innovator in the mortgage and real estate world. His company was one of the nations first training companies to be approved by the Nationwide Mortgage Licensing System (NMLS) to provide pre-licensing and continuing education for originators, Ken has had the opportunity to speak to hundreds of thousands of professionals throughout the country on topics including mortgage and real estate compliance, title and escrow laws, economic and industry updates and forecasts, business development and strategy, and social networking and media.
Ken is madly in love with, and quite addicted to, reading laws. He researches and analyzes every law, rule, and regulation he can get his hands on and has become famous for bringing a unique, not-what-you-expect style of education to his clients by mixing passion and humor with extreme knowledge.
Former NFL and College Coach
Daron K. Roberts is a former NFL and college coach who serves as founding director of the Center for Sports Leadership and Innovation (CSLi) at the University of Texas. CSLi is the first university-based institute dedicated to developing leadership and character curricula for high school and collegiate athletes.
Roberts has a proven track record in improving management systems and developing leadership strategy for managers in both the private and public sectors. He has been featured in ESPN the Magazine, Bloomberg Businessweek and Sports Illustrated. A lecturer at the University of Texas, Roberts focuses on issues of governance and innovation in the sports arena. He teaches two upper-division honors courses – Leadership Strategy in Sports and Disruptive Innovation in Sports. He also developed a course – A Gameplan for Winning at Life – that he teaches to incoming freshmen student-athletes at the University of Texas. During the course of each academic year, Roberts teaches over 300 students.
Roberts is a contributor to Forbes.com, and his articles have appeared in The Dallas Morning News, Fortune, Houston Chronicle, Texas CEO Magazine and Time.
After graduating from Harvard Law School, Roberts served coaching stints with the Kansas City Chiefs, Detroit Lions, West Virginia Mountaineers and Cleveland Browns. He holds a B.A. in Plan II Honors and Government from the University of Texas (2001), an M.P.P. from Harvard’s Kennedy School (2004) and a J.D. from Harvard Law School (2007).
He served as Student Body President during his tenure at the University of Texas. Before entering graduate school, Roberts worked as an aide to Senator Joe Lieberman.
The Harvard Kennedy School of Government recognized Roberts as one of its “75 Most Fascinating Alumni” and the World Economic Forum pegged Roberts as a “Young Global Leader” for creating a nonprofit football camp – 4th and 1, Inc. 4th and 1 provides free SAT prep, life skills development and football training to at-risk youth in Michigan, Texas and Florida. The camp has served nearly 500 student-athletes since 2010.
The Presidential Leadership Foundation – a joint venture between Presidents Bill Clinton and George W. Bush – tabbed Roberts as a Presidential Leadership Scholar for 2015. He was one of 60 members in the inaugural class.
Roberts is the host of an industry-leading podcast – A Tribe Called Yes. His book, Call an Audible: Let My Pivot from Harvard Law to NFL Coach Inspire Your Transition (Greenleaf), will be released in January of 2017.
Senior Vice President, American Portfolio Mortgage Corporation
Craig Rooker is currently Senior Vice President at American Portfolio Mortgage Corporation and has over 21 years of experience in all aspects of the residential mortgage business. His industry experience includes retail origination, management and wholesale loan trading. Craig’s expertise is in the Capital Markets arena where he has spent the last 15 years buying and selling scratch and dent, non-performing and re-performing residential assets. He was the founder of NetCap Financial, LLC, a distressed residential mortgage brokerage firm based in Austin, TX.
Craig is an avid cyclist and proudly lives here in Austin with his wife and three children.
Senior Vice President, Phoenix Capital, Inc.
Rodney L. Schluter, Senior Vice President of Phoenix Capital, Inc., joined the Phoenix family in 2013. Rod’s primary duties at PCI include advising on the sale, acquisition, and valuation of MSR portfolios, with emphasis on new client development and management. Rod also has business development and cross marketing strategy duties with other companies in the Phoenix family, including Phoenix Analytic Services, an MSR valuation and analytics firm, Phoenix Asset Management, an REO and short sale service provider, and Phoenix Collateral Advisors, an operational and loan-level due diligence firm. Previously, Rod worked at United Financial, Matrix Bancorp, and was a founding member of MountainView Capital where he was responsible for the strategic management of MSR portfolios on behalf of his clients, as well as the sale and acquisition of residential whole loan portfolios. Rod brings over 22 years of mortgage banking experience to the Phoenix companies and is a graduate of the University of Northern Colorado with a degree in Finance.
Senior Vice President – Capital Markets, Fannie Mae
Renee Schultz is Fannie Mae’s Senior Vice President – Capital Markets, reporting to the Executive Vice President and Head of Single-Family Business. Ms. Schultz manages Fannie Mae’s Capital Markets Pricing and Sales Desk, the Credit Risk Transfer program, and the Whole Loan Conduit. Her teams are responsible for providing liquidity to lenders and the broader capital markets through establishing and implementing credit pricing terms, executing strategies to transfer credit risk associated with Fannie Mae’s single-family guaranty business, trading mortgage-backed securities (MBS) with capital markets participants, purchasing and subsequently securitizing whole loans, and purchasing pools and whole loans using Early Funding. Ms. Schultz also oversees Fannie Mae’s MBS policy team, which ensures proper administration of matters related to the strategic and business value of Fannie Mae MBS. Further, Ms. Schultz leads the Strategic Initiatives team responsible for Capital Markets strategic technology builds.
Previously, Ms. Schultz was Vice President – Capital Markets Single-Family Products and Business Initiatives, where she was responsible for lender execution services, including MBS sales and trading, whole loan acquisition and conduit activities, and early funding transactions. During her tenure at Fannie Mae she has also served as Director for the Portfolio Whole Loan and Municipal Asset Desks. Ms. Schultz joined Fannie Mae in 1998.
CEO and co-founder, The Texas Tribune
Evan Smith is the CEO and co-founder of The Texas Tribune, a nonprofit, nonpartisan digital news organization recently called “one of the nonprofit news sector’s runaway success stories.” The Tribune's deep coverage of Texas politics and public policy can be found at its website, texastribune.org, in newspapers and on TV and radio stations across the state, and in the print and online editions of the Washington Post. Since its launch in 2009, the Tribune has won international acclaim and numerous honors, including eight national Edward R. Murrow Awards from the Radio Television Digital News Association and six awards from the Online News Association. Previously Evan spent nearly 18 years at Texas Monthly, including eight years as Editor and a year as President and Editor-in-Chief.
Senior Executive Vice President, Chief Strategy Officer, Pacific Union Financial, LLC
Mr. Story has 18 years of mortgage banking experience at Fortune 500 mortgage banking companies and top 10 national mortgage originators including MetLife Bank, Countrywide Home Loans, and First Horizon National Corporation. Brandon has held various roles in capital markets including the hedging of the mortgage servicing asset and managing the secondary marketing function. In addition, Brandon has focused on revenue management and multi-channel origination strategies for national footprints. Brandon is currently the Chief Strategy officer for Pacific Union Financial, LLC and manages capital markets and business intelligence.
Director in the Central Region Business Advisory Services practice of Grant Thornton LLP
Leslie is a Director in the Central Region Business Advisory Services practice of Grant Thornton LLP with a focus on the financial services industry. Leslie has 17 years of experience in banking and mortgage services. Most of which she has provided oversight of Compliance Management Systems including Fair Lending. She has performed several Fair Lending Compliance Program Reviews, Compliance Management System Reviews, developed regulatory compliance training materials, designed post closing testing for lending compliance, completed exam readiness assessments and performed gap analysis of 2nd and 3rd line defense programs compared to federal and state regulatory requirements and agency guidelines. All of which have helped shape the strategic direction of her clients.Prior to joining Grant Thornton, Leslie was Vice President of Compliance at PrimeLending, a PlainsCapital Company. Prior to that, Leslie spent 12 years at ViewPoint Bank in various management and operational roles. While at ViewPoint she worked in retail bank locations, mortgage sales and operations and Compliance.
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