Southern Secondary Market Conference


David BattanyDavid Battany

Mr. Battany is the Executive Vice President of Capital Markets for Guild Mortgage Company. He is responsible for overseeing the firm’s capital market activities, including pricing, hedging, secondary market execution, shipping, and product development functions, as well as managing investor relationships with the GSE’s, government agencies, and private investors.

Prior to joining Guild, Mr. Battany was Chief Product Strategist for Penny Mac, from 2012-2015, where he was responsible for managing Penny Mac’s product development group, as well as its relationships with Fannie Mae, Freddie Mac, FHA, VA, USDA, Ginnie Mae, and the mortgage insurance companies. From 1990 to 2012 Mr. Battany was with Fannie Mae, based in Pasadena, California where he served as Director of Single Family Business and was responsible for managing the firm's relationships with west-coast based lenders. Mr. Battany began his career in 1986 with First Interstate Bank of California, where he traded and hedged the bank's mortgage production.

Mr. Battany is a board member of the California MBA, and is chairman of the national MBA’s Secondary Marketing Committee. He was a previous board member of the national MBA Residential Board of Governors, previous board member of Rebuilding Together, and incoming board member of Habitat for Humanity. Mr. Battany graduated in 1985 from the University of Colorado's school of Business Administration with a BS degree in Finance.


Chuck BishopChuck Bishop

As the leader of Wells Fargo Funding’s Correspondent Business Opportunities, Solutions and Support team, Chuck Bishop is charged with managing diverse growth segments, channel business development, product and program implementation, sales support, communications, and increasing the production opportunities of correspondent clients.

Mr. Bishop is also responsible for: building and managing the overall business strategy for the correspondent funding channel; leading overall business development tactics, channel communications, sales implementation strategies, sales metrics and training; growing homeownership opportunities for low-to-moderate households, first-time homebuyers and ethnic minorities of all income levels; designing production and implementation tactics for the aggregation of Community Reinvestment Act (CRA)-eligible business in bank markets; and vested in leading multiple Wells Fargo team members in activities aimed at developing ethnically diverse talent for growth opportunities.


Garry CiponeriGarry Cipponeri

Garry Cipponeri is the President and CEO of TradeRoom Capital Partners LLC and TradeRoom Capital, LLC. Prior to founding TradeRoom Capital Partners LLC and TradeRoom Capital, LLC, Garry was the Senior Vice President and Director of the Capital Markets Department for Chase Home Finance, the Mortgage Banking arm of JPMorgan. He joined Chase in August of 2004, but has been in the mortgage business for 39 years, and specifically, Capital Markets and Secondary Marketing functions for 37 years. His responsibilities at Chase Home Finance included all hedging and asset sales, as well as securitization, sales operations, pledging, agency, government and MI relationships & captive MI’s. He also served as Chairman and President of Chase’s three private label security companies as well as running a specialized Asset Sales group. Prior to becoming part of the Chase team, he spent 19 years at CitiMortgage as their Senior Vice President for Secondary Marketing, responsible for hedging all pipeline and warehouse risk, selling all mortgage products and structuring Citi’s private label securities. He also served as President of CitiCorp Mortgage Securities Inc.

Garry is the former Chairman of the National MBA’s Residential Board of Governors (RESBOG); has served two terms as Chairman of the Mortgage Bankers Association’s Capital Markets Committee, and he has served on the MBA’s Board of Directors as well.

Garry graduated with a BS in Finance from Wayne State University.


James P. GainesJames P. Gaines, Ph. D

Dr. Jim Gaines is the Chief Economist at the Real Estate Center at Texas A&M University focused on housing and land development issues. He has more than 30 years experience in a broad array of professional real estate activities and has provided consulting services to numerous businesses, institutions, developers, and all levels of government organizations. He served as President of Rice Center, an urban research center affiliated with Rice University and was an associate professor of real estate and finance at the University of South Carolina.

Dr. Gaines earned his B.B.A., M.A. and Ph. D. degrees at the University of Georgia.


Mark Hanson Mark Hanson

Mark Hanson is the senior vice president of Freddie Mac’s Securitization Division. In this role, he oversees Freddie Mac's mortgage securitization efforts, including pass-thru, REMIC and strip issuance. He is also responsible for developing and implementing new mortgage security products and capabilities that meet the needs of institutional investors, broker/dealers, lenders, servicers and third party vendors.

Hanson was previously a vice president for Lazard Asset Management, where he managed mortgage and asset-backed positions for institutional clients. Since 1986, Hanson has held a number of positions, including a vice president of research for Donaldson, Lufkin & Jenrette, director of research for Freddie Mac's Securities Sales & Trading Group, and a security analyst for Metropolitan Life Insurance Company.

Hanson has a B.S. from Allegheny College and an MBA from the University of Rochester.


Michael McAuleyMichael D. McAuley

Michael D. McAuley is the Managing Director for Garrett, McAuley & Co., a banking and mortgage banking consulting firm that helps lenders increase revenues, control costs and better manage risk. Mike has more than twenty years of commercial banking experience in financing mortgage bankers, homebuilders and related firms, most recently at JP Morgan Chase.

Mike is an acknowledged expert in the field of warehouse lending and mortgage banking and he consults with banks, mortgage bankers, credit unions and regulators. He focuses on assisting mortgage bankers with improving their strategies, finances, secondary marketing and operations.

Mike is a graduate of Georgetown University in Washington, D.C.; a past chairman of the RMA Warehouse Lenders Roundtable; member of the Warehouse Lending Subcommittee at the Texas Mortgage Bankers Association, and a Graduate with Distinction, Willis Bryant Award finalist, and Lecturer at the School of Mortgage Banking.


Brian McKinneyrBrian McKinney

Brian McKinney is the Chief Financial Officer for Benchmark Mortgage. Headquartered in Plano, TX, Benchmark has a nationwide network of retail branches. The company sells loans to FNMA, GNMA, and various other aggregator banks on both a servicing released and retained basis. Prior to joining Benchmark, Brian spent many years at GMAC Mortgage where he held various positions in both the Retail and Consumer Direct channels. Previous experience also included time at CTX Mortgage and MBNA.


Kristin MesserliKristin Messerli

Kristin Messerli is the Founder and Managing Director of Cultural Outreach Solutions, specializing in helping companies in the mortgage industry better reach and serve multicultural and Millennial homebuyers. Her expertise is in multicultural marketing, Millennial homeownership, and compliance with diversity regulations in the Dodd-Frank.

Kristin is a frequent speaker at national conferences in the industry and has written for numerous publications. In addition to her business, she consults with the National Association of Hispanic Real Estate Professionals (NAHREP) Consulting Services, and she is the co-author of the MBA’s Section 342 Compliance Essentials Toolkit.

Kristin started her career in the mortgage industry and later worked as a social worker both locally and abroad, training providers on culturally competent practice. Prior to starting her own business, she consulted with former McKinsey consultants at the Center for the Creation of Economic Wealth to develop international social enterprises.

Kristin is fluent in Spanish and holds her Masters in Public Administration from the University of Oklahoma.


Mike KennemerMichael L. Kennemer

Michael L. Kennemer, Chief Financial Officer of MAM, Board Member, manages all financial aspects of MAM with thirty years of experience in mortgage banking. Mr. Kennemer is poised and equipped to successfully handle the cyclical financial industry. At MAM, he is responsible for the secondary marketing, accounting, finance, treasury, human resources, investor and agency relations of the company. Previously, he was the National Sales Manager for the Correspondent Lending Division of National City Mortgage, where he helped grow the correspondent division to a top tier organization. Prior to National City, he was the Chief Financial Officer for Aegis Mortgage where he turned an unprofitable group at Aegis from losing more than $2 million per month in May 1999 to becoming profitable in November 1999. He also successfully ran the acquisition of New America Financial, which involved the purchase of $300 million of servicing and $500 million of residential mortgages loans and was involved in the successful sale of these assets.


Steve O’ConnorSteve O’Connor

Steve O'Connor is Senior Vice President of Public Policy and Industry Relations at the Mortgage Bankers Association (MBA). He manages MBA's residential policy process for legislative, regulatory, and industry issues. O'Connor directs MBA's regulatory advocacy efforts.He is also responsible for outreach to industry groups, consumer organizations, and other key stakeholders. O'Connor is a regular guest speaker on industry issues.

O’Connor leads MBA’s Consumer Affairs Advisory Council. He also serves on a number of industry boards, including the National Housing Conference, the National Association of Hispanic Real Estate Professionals, HOPE LoanPort, and Freddie Mac’s Affordable Housing Advisory Council.

O'Connor joined MBA in 1996. Previously, he worked in government affairs for the National Association of Realtors and Freddie Mac. He also worked for Skyline Financial Services Corporation.O'Connor holds a Bachelor's degree in political science from Marquette University and a Master's degree in political science from American University.


Gary OrtGary Ort

Gary is currently the President of Mortgage Finance Division for Texas Capital Bank. Gary joined Texas Capital Bank in January 2008 as Executive Vice President, Division Manager for the Mortgage Finance Division. Since that time, he has grown the warehouse lending business to become one of the top 5 warehouse lenders nationally, and has expanded the Mortgage Finance Division to include Correspondent Lending, MSR Lending, and Treasury Services. Gary has broad mortgage banking experience, including senior management positions in mortgage banking production, servicing and operations.  Gary resides in Allen, Texas and enjoys touring the country with his wife on their motorcycles.


Colonel (ret) Mark W. TillmanColonel (ret) Mark W. Tillman

Chosen as the nation’s 12th Presidential pilot, Colonel (ret) Mark W. Tillman served as pilot and commander of Air Force One from 2001-2009. Col. Tillman was at the controls of Air Force One through numerous national events. Most notably, he protected the President on September 11, 2001 by keeping him out of harms way and connecting the flying oval office to the nation’s first responders.

Another historic event was being the first pilot to fly the Commander-in-Chief into a war zone. The challenge was unprecedented--transport the most targeted man in the world into the heart of terrorism. One mistake would have left the President open to attack and cost the lives of US service members. Col. Tillman personally orchestrated and executed the covert operation with flawless success. His planning, done in complete secrecy, allowed for a complete surprise to the entire world.

Col. Tillman’s distinguished career spans 30 years in the United States Air Force. He was awarded the Distinguished Flying Cross in 2004 and promoted to Brigadier General by the President of the United States—the first military line officer to receive this honor. For political reasons this was not confirmed by the Senate, hence Tillman retired as a Colonel.

A man devoted to serving his country, this captivating storyteller will give you a first-hand account of remarkable moments in history. 


Theodore W. Tozer

Theodore W. Tozer was appointed by President Barack Obama and confirmed by the U.S. Senate to serve as President of Ginnie Mae on February 24, 2010.

With more than 30 years of experience in the mortgage, banking and securities industries, Tozer manages Ginnie Mae’s $1.5 trillion portfolio of mortgage-backed securities (MBS), which has grown by more than a half trillion dollars in less than four years. A sought after expert in the housing industry, Tozer’s perspectives have been featured in outlets including CNN, The Wall Street Journal, Bloomberg News, Businessweek, Politico and The Hill.

At Ginnie Mae, Tozer has brought renewed focus on protecting the Government Guaranty and to running the nation’s only existing common securitization platform. Prior to Ginnie Mae, Tozer served as Senior Vice President of Capital Markets at the National City Mortgage Company (NCM). During his tenure at NCM, the company was consistently profitable with growth in annual loan sales from $1 billion in 1989 to $106 billion in 2003. Over his career, Tozer has served as a charter member of the National Lender Advisory Boards of both Fannie Mae and Freddie Mac, chairman of the Capital Markets Committee of the Mortgage Bankers Association of America (MBA) and as a member of the Board of Governors of the MBA.

Tozer received his Bachelor of Science Degree in Accounting and Finance from Indiana University and is a Certified Public Accountant and a Certified Management Accountant. He and his wife Sandy live in Fairfax, VA.


Ivy ZelmanIvy Zelman

As Chief Executive Officer of Zelman & Associates, Ivy Zelman, holds roughly 25 years of experience covering housing and housing-related industries. Founded in October 2007, Zelman & Associates provides analyses across all aspects of the housing spectrum. Ivy’s concept for the firm remains strongly rooted in the ability to perform thematic research overlaid with proprietary surveys to produce unparalleled differentiated value added research.

Ivy continues to be frequently quoted in The Wall Street Journal and appears occasionally as a guest on CNBC. For the past 21 years, Institutional Investor has recognized Ivy as one of the most preeminent figures within the housing industry. Most notably, Institutional Investors - America Research Team rankings placed Ivy and her team with eleven 1st place rankings (1999 – 2004, 2006 – 2007 and 2010 – 2013). Ivy achieved this record over the years, most notably when she called the top of the housing market in 2005. In addition, she reinforced her dominant reputation in the industry by calling the bottom of the housing market in January 2012.

Ivy received a Bachelor of Science from George Mason University and currently lives in Cleveland, Ohio with her husband David and their three children, Zoey, Zachary and Zia.


Colonial National Mortgage, F.A.
Comerica Bank - Warehouse Lending
Data Facts, Inc.
Flagstar Bank
Gateway Mortgage Group, LLC
Guardian Mortgage Company, Inc.
HNB Mortgage
MERSCORP Holdings, Inc.
Mortgage Guaranty Insurance Corporation
Network Funding LP
NexBank SSB
Phoenix Capital, Inc.
Plaza Home
Republic State Mortgage Company
SecurityNational Mortgage Company
SWBC Mortgage Corporation
Texas Capital Bank, N.A.
United Guaranty Residential
Insurance Company
Wells Fargo



Ameris Bank
Byte Software
Champions School of Real Estate
Dovenmuehle Mortgage, Inc.
Fannie Mae
MCT Trading
Mortgage Assurance Inc.
Optimal Blue
Planet Home L ending
PowerSeller Solutions
TenA Companies Inc.


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