Joe Anderson
Chairman & CEO – Caliber Home Loans, Inc

Joe Anderson is Chairman and CEO at Caliber Home Loans, Inc. where he leads the company’s business strategy and operations. A well-known leader in the mortgage banking industry with 31 years of experience, his extensive background includes expertise in production, capital markets, operations, finance, technology, credit, and governance. Prior to joining Caliber, Joe was responsible for managing and directing the retail division of a national mortgage lending organization.

John Burnett
President – Phoenix Collateral Advisors

Phoenix Collateral Advisors is led by John Burnett, President, who has over 20 years of mortgage banking and servicing experience. Prior to joining the Phoenix Family of Companies, Mr. Burnett held executive and senior leadership positions with Integrated Asset Services, Statebridge Company, IBM/Seterus and Wilshire Credit Corporation/Merrill Lynch.
During his tenure, Mr. Burnett has managed the loan level decisions in collections, loss mitigation, bankruptcy, foreclosure, loan administration and REO liquidation. While rising through the ranks of multiple servicing firms, Mr. Burnett managed each aspect of the servicing timeline. His direct experience in loan level decision making as well as portfolio performance management provide him a unique perspective with regard to regulatory compliance and industry best practices. Mr. Burnett has overseen the servicing management of hundreds of thousands of loans, and more than ten thousand real estate liquidations. In his servicing leadership roles Mr. Burnett has worked closely with Wall Street investment firms, Securitization Trustees and GSE’s to execute loan retention and liquidation strategies. Throughout his career, Mr. Burnett has focused on providing clients with asset level solutions rather than task management metrics.


Rob ChrismanRob Chrisman

Rob Chrisman began his career in mortgage banking - primarily capital markets - 30 years ago in 1985 with First California Mortgage, assisting in Secondary Marketing until 1988, when he joined Tuttle & Co., a leading mortgage pipeline risk management firm. He was an account manager and partner at Tuttle & Co. until 1996, when he moved to Scotland with his family for 9 months.

He returned to the United States in mid-1997 and ran Secondary for Standard Financial, a sub-prime lender in northern California. In late 1997 Rob was hired by CrossLand Mortgage to start, and be the president of, a sub-prime company named OnCall Mortgage (a division of CrossLand). OnCall Mortgage was in existence until Wells Fargo purchased First Security Bank (the owner of CrossLand) at the end of 2000.

Rob then joined CMG Mortgage, a wholesale mortgage bank, as the Director of Secondary Marketing. In early 2003 and re-joined Tuttle Risk Management Services, Inc. TRMS (now Compass) provides mortgage pipeline risk management for mortgage companies and thrifts that seek to originate and sell loans into the secondary mortgage market. In November of 2006 Rob left TRMS to become the Director of Capital Markets for RPM Mortgage, a retail residential lender, leaving there in late 2008 to focus on not only publishing a widely read daily market commentary on current mortgage events but also on his family.

He is on the board of directors of Peoples Bank, a mid-sized depository in Kansas, and of IFC, a financial services company which advances capital to heirs, He is also an advisor to the Board for First Mortgage, a member of the Secure Settlements Advisory Board, an associate of the STRATMOR Group, a member of the California Mortgage Bankers Association, and of the Mortgage Bankers Association of the Carolinas and its membership committee, and is on the Mortgage Advisory Board for the California Automobile Association. Rob has provided expert witness services for mortgage and real estate-related cases, has lectured to groups around the country. Rob holds a BS from Cal Poly, San Luis Obispo, and an MBA from UC Berkeley.


Mark ZandiMark Zandi
Chief Economist – Moody's Analytics

Mark M. Zandi is chief economist of Moody’s Analytics, where he directs economic research. Moody’s Analytics, a subsidiary of Moody’s Corp., is a leading provider of economic research, data and analytical tools. Dr. Zandi is a cofounder of Economy.com, which Moody’s purchased in 2005.

Dr. Zandi’s broad research interests encompass macroeconomics, financial markets and public policy. His recent research has focused on mortgage finance reform and the determinants of mortgage foreclosure and personal bankruptcy. He has analyzed the economic impact of various tax and government spending policies and assessed the appropriate monetary policy response to bubbles in asset markets.

A trusted adviser to policymakers and an influential source of economic analysis for businesses, journalists and the public, Dr. Zandi frequently testifies before Congress on topics including the economic outlook, the nation’s daunting fiscal challenges, the merits of fiscal stimulus, financial regulatory reform, and foreclosure mitigation.

Dr. Zandi conducts regular briefings on the economy for corporate boards, trade associations and policymakers at all levels. He is on the board of directors of MGIC, the nation’s largest private mortgage insurance company, and The Reinvestment Fund, a large CDFI that makes investments in disadvantaged neighborhoods. He is often quoted in national and global publications and interviewed by major news media outlets, and is a frequent guest on CNBC, NPR, Meet the Press, CNN, and various other national networks and news programs.

Dr. Zandi is the author of Paying the Price: Ending the Great Recession and Beginning a New American Century, which provides an assessment of the monetary and fiscal policy response to the Great Recession. His other book, Financial Shock: A 360º Look at the Subprime Mortgage Implosion, and How to Avoid the Next Financial Crisis, is described by the New York Times as the “clearest guide” to the financial crisis.

Dr. Zandi earned his B.S. from the Wharton School at the University of Pennsylvania and his PhD at the University of Pennsylvania. He lives with his wife and three children in the suburbs of Philadelphia.



United Guaranty
Bayview Financial
Dovemuehle Mortgage
Nationstar Mortgage LLC
NexBank SSB
Phoenix Capital, Inc.
SWBC Mortgage Corporation
United Guaranty Residential Insurance Company

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