Texas Mortgage Bankers Association - TMBA

Founded in 1917, the Texas Mortgage Bankers Association has provided leadership, legislative advocacy, and education to the real estate finance industry. We promote fair and ethical lending practices among real estate finance professionals through a wide range of programs. As the oldest and largest statewide MBA, our mission is to advance Texas mortgage banking and serve the mutual interests of our members who support Texas' annual $100-plus billion mortgage market.

Calendar of Events
Texas Mortgage Bankers Association
April 29 - May 1, 2018
JW Marriot San Antonio Hill Country Resort & Spa | San Antonio, Texas
Texas Mortgage Bankers Association
September 10-12, 2018
Marriott at Legacy Town Center | Plano, Texas
Young Mortgage Bankers Events

The YMB is touring the state, hosting networking events aimed at bringing our young - age 35 or younger- mortgage professionals together and introducing them to the value that the Texas Mortgage Bankers Association (TMBA) brings to the mortgage industry.

From our education resources, networking power, Political Action Committee (TMBPAC), and professional advancement opportunities, like the Future Leaders program, there is something for everyone. 

Help us find and recognize the future of our industry by encouraging their participation in these networking events. If you or someone in your community/company qualifies as a mortgage industry "up & comer" and is interested in learning how to connect with the TMBA, then we want you to join us as we tour the state.

There is no cost for this event. Stay tuned as we add more to the calendar of events!

February 14, 2018
10:00 am

- pdf form
- online

Internal Audit for Mortgage Lenders and Servicer

Along with other recently added requirements, the Fannie Mae Selling Guide states that seller/servicers must “have internal audit and management control systems to evaluate and monitor the overall quality of its loan production and servicing”.
There have been many recent citations for not having a sufficient internal audit function in Mortgage Origination Risk Assessment (MORA) reviews.
For many mortgage lenders and servicers, risk management can be described as operational internal controls/management representing the first line of defense; and QC, regulatory compliance and legal departments representing the second line of defense.
Mortgage companies have recently come under increased pressure from regulators and the GSEs to have an internal audit function, representing a third line of defense.  While this may initially seem burdensome, internal audit functions can add substantial value throughout your entire organization when effectively and efficiently implemented and managed.  Internal Audit is an investment in the security and soundness of your organization, and by properly managing risk, you are setting your organization up for even greater success in the future.  After this presentation, participants will have an understanding of:

  • Benefits of Internal Audit
  • Internal Audit Regulatory and GSE Requirements
  • Internal Audit Purpose and Independence
  • Internal Audit Process
  • Staffing Considerations

Brian Mischel, CPA is a member of BKD National Financial Services Group, providing audit and consulting services to financial institutions ranging in size from $50 million to multibillion in assets. He has more than 16 years of external and internal audit experience, including experience in asset and liability management consulting, credit quality assurances and loan and lease loss allowance analyses.

Ryan Sailor has over 14 years of financial services industry experience, primarily in the mortgage area, and has served in senior management roles for the past seven years. As a director at BKD, Ryan co-founded and heads BKD’s Consumer Finance Consulting Services national committee. Ryan focuses on strategic planning, business development, and engagement execution for consulting services provided to lenders and servicers.

Online MY TMBA registration- Log into your "My TMBA" profile.* Click on the "Events" link (top right), select the event and register.

*If you don't have a MY TMBA profile, please email Tonisha at twilliams@texasmba.org to setup your account. Once you have created a TMBA online profile, you will be able to register for future events, contribute to the TMBPAC, view activity, and manage your own contact information.


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