APRIL 30 | 2:00 - 4:00 PM

Maximizing Your Mortgage Business in a Volatile World
Rate increases. Profit decreases. CFPB 2.0. Aggressive state regulators. Plaintiff actions.

In this environment, peril waits around every corner, but opportunities abound for the sharp and determined. This Boot Camp puts extreme focus on business owners, senior management, production, and ops taking full advantage of the challenges to grow in dynamic ways - strongly and smartly. Topics will include business strategies (partnerships, recruiting, risk management), regulatory compliance (MSAs, joint ventures, lead generation), and much more!

Who should attend?  Principals, senior management, in-house counsel, talent acquisition, and compliance officers.


Troy GarrisTroy Garris

Troy Garris is a founding member of Garris Horn pllc. He is an owner’s lawyer, taking a results-oriented, pragmatic approach to legal issues in the financial services world. In his words, “I find out what the business wants, what it needs. Then, I can often find a way to get them to that result, or very close to it, in a legal and compliant way.”

Troy deals with federal and state compliance, enforcement defense, company formation, and mergers and acquisitions (M&A). In these areas, Troy represents independent mortgage bankers (IMBs), community banks and other depositories, homebuilders, and related entities (e.g., lenders, servicers, title companies, secondary market investors, and equity funds).

Joy HuskaJoy Huska

Joy Huska is a veteran national credit sales consultant who covers the entire continental United States. With her in depth knowledge of credit, she consults nationally with regional and national banks, credit unions, real estate firms, specialty law firms as well as many state and local government sectors. Joy’s focus is on consumer credit and risk management.  She is also very passionate about teaching and providing interactive seminars about credit, risk management data and compliance policies and laws. In these classes, she covers topics of credit, VA loan benefits and the SCRA (Serviceman's Civil Relief Act)—programs that enable the dream of home ownership for those who have served. Joy is also an expert in the FCRA and the FDCPA. As a United States Army veteran, she has credibility with service men and women.

Heather Sanchez

Heather Sanchez is the Senior Vice President, Chief Compliance Officer at Envoy Mortgage, Ltd. Envoy Mortgage is a Houston-based full service mortgage lending firm that originates residential mortgage loans in 48 states. She has fifteen years of progressively responsible experience specializing in residential mortgage lending compliance. At Envoy, Heather is primarily responsible for the development, implementation, and monitoring of the company’s compliance program as it relates to the advertising and marketing, origination, sale, and servicing of residential mortgage loans, including government lending programs (including VA and FHA) and federal and state lending and consumer credit laws. She earned her B.S. in Business Accounting from the University of Phoenix. She currently lives in Katy, TX with her husband and daughter.

Ray SnytsheuvelRaymond Snytsheuvel

Raymond is the Chief Compliance Officer for LoanPal and is a seasoned mortgage-industry attorney and senior executive with a proven record of success. Incorporating his twenty-two (22) years in the mortgage industry, Raymond’s primary focus is administering corporate and regulatory legal advice, engaging in risk management and assessments on the administration of law into the operation, and solving legal and operational challenges for his clients.


Online MY TMBA registration - Log into your "My TMBA" profile.* Click on the Registration link on the top of this page and select Register Online. Please allow 24 hours to receive your official registration confirmation from our office after you receive your registration payment receipt/confirmation.

*If you don't have a MY TMBA profile, please email Tonisha at to setup your account. Once you have created a TMBA online profile, you will be able to register for future events, contribute to the TMBPAC, view activity, and manage your own contact information.

PDF Form - Download the pdf form and scan/email to Tonisha at or fax to 512.480.8621.

Lodging | Venue

JW Marriott San Antonio Hill Country Resort & Spa | San Antonio, Texas
23808 Resort Parkway San Antonio Texas 78261

Hotel Reservations: You MUST register separately to attend the Convention in order to make your hotel reservations at the JW Marriott San Antonio Hill Country Resort & Spa.

102nd Annual Convention (separate event)

Be sure to register and join us at TMBA's 102nd Annual Convention - April 29th through May 1st, 2018 at the JW Marriot San Antonio Hill Country Resort & Spa in San Antonio, Texas to hear Barbara and other top-notch, industry-related speakers and presenters. Amazing speakers, numerous networking opportunities, and priceless industry information, insight & updates make this THE “must attend” event of 2018!

You MUST REGISTER SEPARATELY for the annual Convention.